Stop Losing Money to Forgotten Subscriptions
Private by Design. Smart by Default. Family-First Financial Control.
Built for privacy and simplicity. End surprise bills, track every recurring payment, and share costs with family—all from one secure, offline-first app.
Subscription Chaos? You are Not Alone.
Surprise Bills, Every Month
Another charge you forgot about. Another service interrupted. Sound familiar?
Financial Surprises
Multiple cards, different dates, duplicate charges and zero visibility into where your money actually goes.
The Money Leak
Without a clear view of recurring expenses, you are bleeding money and your budget knows it.
How Certo Solves These Problems
Triple Reminder System
- •7 days before payment date reminder
- •Notification on due date
- •Continuous reminders after overdue
Never caught off-guard—pay on your terms
Clear Payment History
- •Record each payment date and amount
- •Support undo for mistakes
- •Clear payment status at a glance
Mistakes happen. We have got your back with one-tap undo
Financial Overview at a Glance
- •Upcoming subscription list
- •Overdue items reminder
- •Monthly/annual spending statistics
See your spending story at a glance
Fully Local Data Storage
- •All data stored on your device
- •No cloud upload, no tracking
- •Complete control over your financial privacy
Your data. Your device. Nobody else's business.
Family Sharing & Cost Splitting
- •Track each family member's subscriptions
- •Fair cost splitting
- •View each member's subscription costs, optimize family spending
Fair splits, happy family. No more spreadsheets needed
Three Steps to Get Started with Certo
Add Your Subscriptions
Name it, price it, set the date. Done in seconds.
Sit Back and Relax
Get notified 7 days early, on the due date, and even if you miss it, so you are always in control.
Mark It Paid. You are Done
One tap confirms payment. Certo handles the rest, calculating your next due date automatically.